Cookie Policy
Understanding how we use tracking technologies to improve your experience at iovarouion
Manage Your Cookie Preferences
You have control over how we use tracking technologies on your visits. Essential cookies that keep the site functioning can't be disabled, but you can decline all optional tracking.
What Are Cookies?
Cookies are small text files placed on your device when you visit websites. They help us remember your preferences, understand how you interact with our budgeting tools, and improve your overall experience.
Most browsers accept cookies automatically, but you can modify your browser settings to decline them if you prefer. Keep in mind that some features of our household budgeting platform may not work properly without cookies.
How iovarouion Uses Tracking Technologies
We use various tracking methods to make your budgeting journey smoother and more personalized. Here's what happens behind the scenes when you use our platform:
Essential Cookies (Always Active)
These are necessary for basic site functionality. Without them, you wouldn't be able to log in, save your budget templates, or navigate between pages securely. These cookies don't collect information about you for marketing purposes.
Examples: Session authentication, security verification, form submission handling
Functional Cookies
These remember your choices and preferences. When you set your default currency, choose your preferred budget categories, or adjust display settings, functional cookies store those decisions so you don't have to repeat them every visit.
Examples: Language preferences, customized dashboard layouts, saved filter settings
Analytics Cookies
We use these to understand how people use our budgeting tools. Which features get used most? Where do users get stuck? This information helps us identify what's working well and what needs improvement. All data is aggregated and anonymous.
Examples: Page visit tracking, feature usage statistics, error reporting, session duration
Marketing Cookies
These track your activity across websites to show you relevant content about our budgeting resources. If you've browsed our learning materials about debt management, you might see related educational content later. You can opt out of these at any time.
Examples: Advertisement personalization, campaign effectiveness tracking, content recommendations
Managing Your Browser Settings
Every major browser gives you control over cookie handling. You can block cookies entirely, receive notifications when sites try to set cookies, or delete cookies after your browsing session ends.
Common Browser Controls
- Chrome: Settings → Privacy and security → Cookies and other site data
- Firefox: Settings → Privacy & Security → Cookies and Site Data
- Safari: Preferences → Privacy → Manage Website Data
- Edge: Settings → Cookies and site permissions → Manage and delete cookies
Note that blocking all cookies will affect how our budgeting platform works. You won't be able to stay logged in, your customizations won't save, and some interactive features may not function properly.
Data Retention and Your Control
Different cookies have different lifespans. Session cookies expire when you close your browser. Persistent cookies remain on your device for a set period, typically between 30 days and 2 years, depending on their purpose.
You can delete cookies from your device at any time through your browser settings. We also provide the option above to decline optional cookies directly. If you choose to reject non-essential cookies, we'll store your preference so we don't ask again.
What Happens When You Decline Cookies
When you decline optional cookies, we stop collecting analytics data about your visit and won't show personalized marketing content. The essential cookies needed for site security and basic functionality will continue to work. Your preference is saved locally on your device, so you'll need to decline again if you clear your browser data or use a different device.
Third-Party Services
Some features on our site involve third-party services that may set their own cookies. For example, if we embed a budgeting calculator from a partner service or display content from educational platforms, those providers might use cookies according to their own policies.
We work with reputable partners who share our commitment to data privacy. However, we don't control their cookie practices. We recommend reviewing the privacy policies of any third-party services you interact with through our platform.
Updates to This Policy
As we improve our budgeting platform and add new features, we may update how we use cookies. When we make significant changes, we'll notify you through email or a prominent notice on the website. The "last updated" date at the bottom of this page shows when we last revised this policy.
We encourage you to review this policy periodically, especially if you have specific concerns about tracking technologies. Your continued use of iovarouion after policy updates means you accept the changes.
Questions About Our Cookie Use?
If you have questions about how we use cookies or want more details about our data practices, we're here to help. Reach out to our team and we'll explain anything you'd like to know.
Email us at help@iovarouion.com or call +61 414 211 805
67 Gilmore St, Wollongong NSW 2500, Australia